Welcome to Plasterers Local Union 31
Please choose your jurisdiction:

SECTION 16 - PARTICIPANT’S AND BENEFICIARIES’ RIGHTS UNDER ERISA

As a participant in the Plasterers Local 31 Insurance Fund, you are entitled to certain rights and protection under the Employee Retirement Income Security Act of 1974. ERISA provides that all Plan participants shall be entitled to:


Examine without charges, at the Plan Administrator's Office, all Plan documents, including insurance contracts, Collective Bargaining Agreements and copies of all documents filed by the Plan with the U.S. Department of Labor, such as annual reports and Plan descriptions.


Obtain copies of all Plan documents and other Plan information upon written request, to the Plan Administrator. The Administrator may make a reasonable charge for the copies.


Receive a summary of the Plan's annual financial report.


File suit in a federal court, if any materials requested are not received within thirty (30) days of the participant's request, unless the materials were not sent because of matters beyond the control of the Administrator. The court may require the Plan Administrator to pay up to $ 100.00 for each day's delay until the materials are received.


ERISA Regulations Also Provide the Following Safegaurds


Your Employer may not fire or discriminate against you to prevent you from obtaining a Welfare Benefit or exercising your rights under the Plan.


If you are improperly denied a Welfare Benefit, you have the right to file suit in a federal or state court.


If the Plan Fiduciaries are misusing the Plan's money, you may file suit in a federal court or request assistance from the U.S. Department of Labor.


SHOULD YOU HAVE ANY QUESTIONS ABOUT YOUR RIGHTS UNDER ERISA, YOU SHOULD CONTACT THE PLAN ADMINISTRATOR OR THE NEAREST AREA OFFICE OF THE U.S. DEPARMENT OF LABOR-MANAGEMENT.